Cornell Task (一) 2016级陆静伟:在 Wall Street Trek 实践课程中形成自己的理论体系

2017年07月06日
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导语:清华-康奈尔双学位金融MBA项目的在读学生在学习期间需进行两次赴美集中学习,每次需在大洋彼岸进行2~3周充实的理论+实践课程。2016级同学们第二次的赴美学习之旅已经结束,但同学们在华尔街实践中力争上游的身影还历历在目,在课堂上受到康奈尔教授的赞扬亦犹在耳边。为了铭记这些荣耀,我们收集了赴美同学的部分优秀作业,整理出“Cornell Task”系列,干货满满,敬请期待。
  提起纽约,每个人脑海中总能咻咻冒出几处坐标:高举火炬的自由女神、车水马龙的曼哈顿、全球精英汇聚的华尔街。它像一张巨大的网将一切辉煌尽收其中,双学位金融MBA项目2016级学生赴美实践课程“Wall Street Trek”就在这里进行。今天推出的是2016级陆静伟同学的课程作业,原文为英文,由学生本人翻译供稿。



图为:陆静伟在美学习期间参加活动Robert H. Frank合影
 
以下为作业原文:
 
Jingwei Lu
Professor Barry Ridings and Rob Symington
Wall Street Trek
April 27-28, 2017

 
【访问MOAF】
 
The Museum of American Finance (MOAF) is located at 48 Wall Street, the former headquarters of The Bank of New York, and close to the New York stock exchange (NYSE). Though maybe a little small, MOAF can still be a place of great fun to those who are interest in finance.

During my visit to MOAF, what impressed me the most was the exhibit about Alexander Hamiton’s contributions to the development of American finance. Less than five months after taking the oath of office in 1789, President George Washington appointed Alexander Hamilton to serve as the nation’s first Secretary of the Treasury. In this role, Hamilton created the U.S. Mint, the customs Department, the tax system and the Coast Guard, as well as the Bank of New York and the country’s first central bank.
 
【与金融高管会面】
 
During the 2 days’ course of Wall Street Trek, 8 special guests shared their observation and insight into finance, and at the beginning of the class, we also received a warm welcome from Mr. Xu, President of New York branch, Bank of China.

Among all these, Mr. Andrew Chin’s lecture about leveraging big data in asset management impressed me the most. Artificial intelligence and big data have brought a large number of investment opportunities to the modern world, and are greatly changing the existing business model of almost all industries. The ability of data analysis and storage grows fast, accompanied with the rapid growth of data scale. Mr. Andrew Chin from Alliance Bernstein showed his knowledge on leveraging big data in asset management, and also shared his views on questions about this field which exist at present and also will in the near future, including the model of cooperation between financial institutions and consulting agencies on big data, as well as the relationship between data collection and privacy regulation. This lecture was of great use to us, especially when we had just finished our Hackathon sector, which focused mainly on AI and big data.

Another impressive part was the lecture given by Mr. Shawn Musselman, advisor at Lazard in Global Energy team, on energy industry. He gave a big picture about the ups and downs of the energy industry over the last few decades, and shared his views on the future of international energy industry.

New internal and external environment provide unlimited possibilities for everyone, and the Belt and Road initiative is greatly transforming the global system. Understanding the global market is of great importance during the process of internationalization of Chinese firms, especially when the national economy of China has entered the ‘new normal’ stage, and more and more Chinese firms are going global nowadays. It’s essential for individuals to gain the ability to profoundly grasp national policy and industry trends, and form their own theoretical system, which are exactly what we have learnt from this Wall Street Trek course.

译文
 
陆静伟
指导教授:Barry Ridings、Rob Symington
课程: Wall Street Trek
2017年4月27日-28日

 
【访问MOAF】

  美国金融博物馆(MOAF)位于纽约市华尔街48号。这里曾是纽约银行总部旧址,不远处即为赫赫有名的纽约证券交易所(NYSE)。虽然博物馆面积不大,但对于那些对美国金融史感兴趣的参观者来讲,依然可以在这里找到很多乐趣。

  在此次访问期间,最让我印象深刻的是有关Alexander Hamiton在美国金融发展中的贡献。George Washington在1789年宣誓就职后不到五个月,便任命Alexander Hamiton担任美国第一任财政部长。在担任这一职务的过程中,Alexander Hamiton更是创建了美国铸币局以及纽约银行等机构,并从根本上结束了财政混乱状况,为美国工商业的发展创造了有利条件。

  一项关于纽约证券交易所(NYSE)的特别展出中说到,财富的累积使公司可以通过“公开发行”的方式来筹集巨额资金。作为史上最为成功的案例,福特汽车公司通过IPO向投资者融资超过6亿美元。在随后的1972年,来自华尔街的24名商人签署了一项私人之间进行证券交易的协议。这一历史性事件也成为了NYSE成立的标志。作为华尔街的核心象征,NYSE使数以百万计的投资者在业务增长中获利。除此之外,博物馆中也展示了很多NYSE中股票及债券交易的其它细节。
 
【与金融高管会面】
 
  为期2天的Wall Street Trek过程中,8位具有多年华尔街实战经验的金融业高管分享了他们对金融的观察和见解。课程伊始,我们更是受到了中国银行纽约分行徐行长的热烈欢迎。

  来自Alliance Bernstein L.P.的首席风险官Andrew Chin先生关于资产管理中大数据应用的讲座给我留下了深刻印象。人工智能和大数据为现代世界带来了大量新的投资机会,大大改变了几乎所有行业的业务模式。数据规模的快速增长,也促成了数据分析和存储能力的飞速进步。Andrew Chin先生展示了他在资产管理中利用大数据的做法,并就在该领域中存在的问题分享了自己的看法,比如金融机构与咨询公司的合作模式以及数据收集和隐私管理之间的关系。我们刚刚完成了主要集中在AI和大数据的Hackathon课程,这次演讲对我们来讲具有十分重要的意义。

  另一场令人印象深刻的讲座来自于Lazard的全球能源顾问Shawn Musselman。Shawn Musselman先生首先就近年来全球能源产业的发展进行了分析,并就国际能源产业未来走向发表了看法。

  当前,新的内部和外部环境为每个人提供了无限种可能性。“一带一路”倡议也正在极大地改变着全球商业体系。同时,中国经济已经进入“新常态”,大量中国企业正在努力“走出去”。在这个过程中,中国企业对全球市场的理解和把握尤为重要。个人也应具备掌握国家政策和行业发展趋势的能力,形成自己的理论体系,这也正是我们从此次Wall Street Trek课程中所学到的。

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